Both have daily payouts and neither charges an activation fee on its evaluations. The real differences are what the drawdown does once you're funded, the split, and how each firm moves you to a live account.
Lucid Trading keeps end-of-day drawdown on Pro, Flex and Direct after you're funded and pays 90/10 on every path. The daily loss limit is optional on Pro, Flex and Daily. Pro's evaluation has no consistency rule, so it can be passed in a day, but funded Pro accounts check 40% consistency and cap each payout at $1,000 to $3,500. LucidDaily pays daily with no per-payout cap above the buffer, though its funded drawdown is intraday. Lucid also sells Direct, a straight-to-funded account; MFF has no equivalent.
My Funded Futures (MFFU) is built around fast payouts and a route to real money. Rapid pays daily at 90/10 with no stated per-payout cap, but its drawdown switches to intraday trailing once funded (it stops trailing when the max-loss level reaches +$100). Rapid EOD keeps end-of-day drawdown at 25K and 50K. Pro and Builder pay 80/20, and Builder's five approved sim payouts unlock a real live account at Blue Row Capital. Rapid, Rapid EOD and Pro have no daily loss limit; Builder has a soft pause. Every plan is one-time with no activation fee.
Want end-of-day drawdown that stays end-of-day once funded and 90/10 everywhere? Lucid. Want daily payouts with no stated cap and a ladder to a real live account? My Funded Futures.
Each firm's headline plan, row by row. Highlighted rows are where the two differ; the plan-by-plan tables below cover every account type.
Lucid Trading ProMy Funded Futures RapidBoth firms sell four plans. Three pair up; Lucid Direct has no MFF counterpart.
The core evaluations
The same drawdown at every size ($1,000 to $4,500) and the same targets from 50K up. Pro has no consistency rule in the evaluation (1-day pass); Rapid needs 2 days and checks 50%. Once funded it flips: Pro checks 40% and caps each payout at $1,000 to $3,500, while Rapid has no funded consistency rule, pays daily once you clear the buffer ($1,100 to $4,600) and doesn't state a per-payout cap. Rapid's drawdown turns intraday when funded; Pro's stays end-of-day.
Daily payouts
Both pay daily. Rapid EOD (25K and 50K only) keeps end-of-day drawdown when funded, has no cap per payout and, after the first payout, needs $250 or $500 of net profit between payouts; its evaluation takes at least 4 days with 30% consistency. LucidDaily covers 25K to 150K with no per-payout cap above the buffer, but its funded drawdown is intraday and it moves you live when you hit the max daily sim profit.
The cheapest ways in
Builder passes in a day with no evaluation consistency, then checks 50% at the payout stage, allows a first request 48 hours after your first trade and caps each cycle at $1,000 to $4,500, at 80/20. Lucid Flex checks 40% in the evaluation and none funded, and pays 50% of profit (up to $1,000 to $3,000) after 5 profit days, at 90/10. Builder has a soft-pause DLL ($600 to $2,500); Flex's DLL is optional.
Different jobs
Lucid Direct skips the evaluation; MFF doesn't sell a straight-to-funded plan. MFF Pro is its slow, high-ceiling option: payouts every 14 calendar days, a $1,000 minimum, 80/20, no funded consistency rule and up to $100K in sim payouts per user; 3 consecutive payouts or $20K profit triggers a Live review.
| Plan · sizes | Profit target | Max drawdown | Daily loss limit | Consistency | Min. days |
|---|---|---|---|---|---|
| Lucid TradingPro25K · 50K · 100K · 150K | $1,250 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $3,000 · $4,500EOD | None (25K) · $1,200 · $1,800 · $2,700 (optional) | None eval · 40% funded | 1-day pass · no fixed payout window |
| Lucid TradingFlex25K · 50K · 100K · 150K | $1,250 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $3,000 · $4,500EOD | Optional (amount set at purchase) | 40% eval (50% add-on) · none funded | 5 profit days · 5 to payout |
| Lucid TradingDaily25K · 50K · 100K · 150K | $1,250 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $3,000 · $4,500EOD or Intraday (choose) · Intraday funded | Optional (amount set at purchase) | 40% eval (50% add-on) · none funded | Daily payouts |
| Lucid TradingDirect25K · 50K · 100K · 150K | Straight to funded | $1,000 · $2,000 · $3,500 · $5,000EOD | None · $1,200 · $2,100 · $3,000 | 20% | No fixed min (20% consistency ⇒ 5+ profit days) |
| My Funded FuturesRapid25K · 50K · 100K · 150K | $1,500 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $3,000 · $4,500EOD (eval) · intraday trailing (funded) | None | 50% eval · none funded | 2 days to pass |
| My Funded FuturesRapid EOD25K · 50K | $1,500 · $3,000 | $1,000 · $2,000EOD (eval & funded) | None | 30% eval · none funded | 4 days to pass |
| My Funded FuturesPro50K · 100K · 150K | $3,000 · $6,000 · $9,000 | $2,000 · $3,000 · $4,500EOD trailing | None | 50% eval · none funded | 2 days to pass |
| My Funded FuturesBuilder Plan25K · 50K · 100K · 150K | $1,500 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $3,000 · $4,500EOD trailing | $600 · $1,000 · $1,750 · $2,500 (soft pause) | None eval · 50% at payout | 1 day to pass |
Values by account size, smallest to largest, from each firm's plan rules in our Oct 2026 data. "Funded" (or "qualified") means the sim-funded stage after you pass.
Neither charges an activation fee on its evaluations. MFF's plans are all one-time purchases; its prices below are list, before CHAMP (up to 50% off depending on the plan, in our deal data; applied at checkout). Lucid's are the CHAMP prices we saw at our Oct 5 checkout check.
| Plan | Billing | 25K | 50K | 100K | 150K |
|---|---|---|---|---|---|
| Lucid TradingPro | Confirm at checkoutWith CHAMP (Oct 5 check) | $70.60 | $115.40 | $180.40 | $245.50 |
| Lucid TradingFlex | Confirm at checkoutWith CHAMP (Oct 5 check) | $50.30 | $90.20 | $170.60 | $250.40 |
| Lucid TradingDirect | One-timeWith CHAMP (Oct 5 check) | $230.30 | $360.50 | $490.00 | $585.20 |
| My Funded FuturesRapid | One-timeList price | $145 | $209 | $356 | $463 |
| My Funded FuturesRapid EOD | One-timeList price | $145 | $225 | — | — |
| My Funded FuturesPro | One-timeList price | — | $265 | $401 | $557 |
| My Funded FuturesBuilder | One-timeList price | $105 | $153 | $282 | $398 |
Lucid Trading: the prices shown already include CHAMP, as seen at checkout on Oct 5, 2026 (Lucid's site blocked our Oct 23 re-check), and we haven't confirmed whether its evaluations renew monthly. My Funded Futures: CHAMP is up to 50% off depending on the plan in our deal data (applied at checkout), so no "with CHAMP" row is shown. The checkout price is what counts.
At 50K, Lucid Flex was $90.20 with CHAMP at our Oct 5 checkout check and Lucid Pro $115.40; MFF Builder lists at $153 and Rapid at $209 before CHAMP. Because MFF's CHAMP rate varies by plan, the checkout price decides which is cheaper. Resets (our Oct 5 audit): MFF Rapid $87 to $347; Lucid Pro $70 to $245 and Flex $50 to $250.
Which pays out faster? Both have daily plans: LucidDaily, and MFF Rapid and Rapid EOD. MFF's first Rapid payout can come 24 hours after your first funded trade once the buffer is cleared, and MFF says most payouts are approved instantly, with manual reviews taking 6 to 12 business hours. Lucid sends approved funds within 2 business days. MFF Pro is the slow one, paying every 14 calendar days.
| Plan · sizes | Split (trader / firm) | When you can request | Max per payout |
|---|---|---|---|
| Lucid TradingPro25K · 50K · 100K · 150K | 90% Trader / 10% Lucid | On request once eligible (3+ profit days in practice) | Capped in sim-funded: $1,000·$2,000·$2,500·$3,000 (1st) → $1,500·$2,500·$3,000·$3,500 (2nd+) |
| Lucid TradingFlex25K · 50K · 100K · 150K | 90% Trader / 10% Lucid | After 5 profit days (no fixed window) | 50% of cycle, capped $1,000·$2,000·$2,500·$3,000 · min $500 · no buffer |
| Lucid TradingDaily25K · 50K · 100K · 150K | 90% Trader / 10% Lucid | Daily | No per-payout cap above buffer · $500 min · max daily sim profit $6K·$8K·$10K·$12K (then moved live) |
| Lucid TradingDirect25K · 50K · 100K · 150K | 90% Trader / 10% Lucid | On request once eligible (5+ profit days in practice) | Capped: $1,000·$2,000·$2,500·$3,000 (payouts 1-3) → $1,000·$2,500·$3,000·$3,500 (4-5) |
| My Funded FuturesRapid25K · 50K · 100K · 150K | 90% / 10% | Daily | No per-payout cap stated · buffer $1,100 · $2,100 · $3,100 · $4,600 · $10K day → auto Live |
| My Funded FuturesRapid EOD25K · 50K | 90% / 10% | Daily | No cap per payout · buffer $1,100 · $2,100, then $250 · $500 net profit since last payout |
| My Funded FuturesPro50K · 100K · 150K | 80% / 20% | Every 14 calendar days (min $1,000) | $100K in sim payouts per user |
| My Funded FuturesBuilder Plan25K · 50K · 100K · 150K | 80% / 20% | 2 trading days per cycle (first request 48h after first trade) | $1,000 · $2,000 · $3,000 · $4,500 per cycle |
"Max per payout" is the most one request can withdraw in the sim-funded stage, by account size. Caps, buffers and minimums change often; confirm in your dashboard before you plan around them.
"No stated cap" on MFF Rapid means MFF's help center doesn't list a per-payout cap, which isn't quite a guarantee of none; Rapid EOD's page does say "no cap". A $10,000 net-profit session on Rapid moves you to Live automatically, and profit above $10K that day is forfeited.
Lucid. Pro and Direct accounts join the live review pool at payout 5; Flex moves you live after up to 5 payouts; LucidDaily moves you live automatically when you reach the max daily sim profit ($6,000 to $12,000 by size). Lucid Live accounts pay daily with end-of-day drawdown, no DLL and no consistency rule, and you can choose a cashout of 50% of the live starting balance instead (you have 24 hours to decide).
My Funded Futures. Rapid moves you to Live after a $10,000 net-profit session (or a risk-team review); Pro triggers a Live review after 3 consecutive payouts or $20,000 profit; Builder unlocks a real Live account at Blue Row Capital after 5 approved sim payouts, with daily payouts, 80/20, end-of-day drawdown, a live DLL and no consistency rule.
News. Lucid Pro, Flex and Direct allow trading around news; LucidDaily makes red-folder news a hard breach on funded accounts (be flat from 1 minute before to 1 minute after). MFF bans Tier-1 news (FOMC, NFP, CPI and similar) on funded Rapid, Rapid EOD and Pro accounts from 2 minutes before to 2 minutes after; it's allowed in every evaluation and on Builder. See news trading rules by firm.
Accounts. Lucid: up to 10 evaluations and 5 funded accounts per household across all Lucid types, with no more than 10 accounts in total. MFF: up to 10 evaluations; 5 sim-funded accounts if they're all 25K or 50K, 3 if any is 100K or 150K; Builder is limited to 1 sim-funded account per user (2 at 25K). Both allow copying trades across your own accounts.
Both have daily payouts and no activation fee. Decide on the drawdown you want once funded, the split, and how you want to get to a live account.
Check each firm's full rulebook and current pricing before you buy, or line them up against the rest of the field.
