Apex keeps none of your approved payouts and runs the biggest CHAMP discount; Lucid pays 90/10 across four plan types, with an optional daily loss limit and a daily-payout plan. Here's how they compare, plan by plan.
Apex Trader Funding is the cheapest way in on paper: CHAMP takes 90% off the evaluation, which is a one-time fee with no rebill. Funded accounts (PAs) keep 100% of each approved payout, paid every 5 trading days, with a 50% consistency rule and a per-payout cap that rises over a maximum of 6 payouts. You choose Intraday Trail (no DLL in the evaluation) or EOD Trail (end-of-day drawdown with a $500 to $2,000 DLL); both can pass in a day.
Lucid Trading pays 90/10 but gives you more ways to get paid: Pro and Direct on request once you're eligible (no fixed window), Flex after 5 profit days, and LucidDaily every day with no per-payout cap above the buffer. Pro, Flex and Direct use end-of-day drawdown, the DLL is optional on Pro, Flex and Daily, and the evaluations have free activation. Where Apex closes a PA after 6 payouts, payout 5 puts Lucid Pro and Direct accounts in the live review pool.
Want the biggest discount and a 100% payout, and fine with 50% consistency and a 6-payout limit? Apex. Want end-of-day drawdown, an optional DLL and daily payouts? Lucid.
Each firm's headline plan, row by row. Highlighted rows are where the two differ; the plan-by-plan tables below cover every account type.
Apex Trader Funding Intraday TrailLucid Trading ProApex sells one evaluation in two drawdown styles, each as a Standard build (plus a funded activation fee after you pass) or a No-Activation-Fee build (no activation fee). Lucid sells four plan types. These are the matchups that matter.
1-day-pass evaluations
The same 50K target ($3,000) and drawdown ($2,000), and neither checks consistency in the evaluation. Apex's 25K target is higher ($1,500 vs $1,250) and its 150K drawdown lower ($4,000 vs $4,500). Funded, Apex checks 50% consistency and pays 100%; Lucid Pro checks 40% and pays 90/10. First-payout caps: Apex $1,000 / $1,500 / $2,000 / $2,500, Lucid Pro $1,000 / $2,000 / $2,500 / $3,000.
The daily loss limit
Apex makes you choose up front: Intraday Trail has no DLL in the evaluation (a scaling DLL applies once funded) but trails your intraday high; EOD Trail only moves at the close but adds a $500 to $2,000 DLL. Lucid Pro trails end-of-day and lets you switch the DLL on or off at purchase; above the initial trail, the funded DLL scales to 60% of your highest end-of-day profit (LucidScale).
Daily payouts
Apex pays every 5 trading days, with 5 qualifying days per payout. LucidDaily lets you request every day once your profit clears the buffer, with no per-payout cap; its funded drawdown is intraday, and red-folder news is a hard breach there.
No evaluation
Apex has no straight-to-funded plan. Lucid Direct starts funded for a one-time price ($230.30 to $585.20 with CHAMP at our last check), with 20% consistency and capped payouts.
| Plan · sizes | Profit target | Max drawdown | Daily loss limit | Consistency | Min. days |
|---|---|---|---|---|---|
| Apex Trader FundingIntraday Trail25K · 50K · 100K · 150K | $1,500 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $3,000 · $4,000Intraday Trail | None in eval · scaling DLL once funded | 50% funded | 1 day to pass |
| Apex Trader FundingEOD Trail25K · 50K · 100K · 150K | $1,500 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $3,000 · $4,000EOD | $500 · $1,000 · $1,500 · $2,000 | 50% funded | 1 day to pass |
| Lucid TradingPro25K · 50K · 100K · 150K | $1,250 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $3,000 · $4,500EOD | None (25K) · $1,200 · $1,800 · $2,700 (optional) | None eval · 40% funded | 1-day pass · no fixed payout window |
| Lucid TradingFlex25K · 50K · 100K · 150K | $1,250 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $3,000 · $4,500EOD | Optional (amount set at purchase) | 40% eval (50% add-on) · none funded | 5 profit days · 5 to payout |
| Lucid TradingDaily25K · 50K · 100K · 150K | $1,250 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $3,000 · $4,500EOD or Intraday (choose) · Intraday funded | Optional (amount set at purchase) | 40% eval (50% add-on) · none funded | Daily payouts |
| Lucid TradingDirect25K · 50K · 100K · 150K | Straight to funded | $1,000 · $2,000 · $3,500 · $5,000EOD | None · $1,200 · $2,100 · $3,000 | 20% | No fixed min (20% consistency ⇒ 5+ profit days) |
Values by account size, smallest to largest, from each firm's plan rules in our Oct 2026 data. "Funded" (or "qualified") means the sim-funded stage after you pass.
Apex is a one-time fee, and CHAMP takes 90% off the evaluation. The Standard build adds a funded (PA) activation fee after you pass, which coupons don't cover and which we couldn't verify this month; the No-Activation build has no activation fee and usually costs more up front. Lucid's prices below are the CHAMP prices we saw at our last check, with free activation on the evaluations.
| Plan | Billing | 25K | 50K | 100K | 150K |
|---|---|---|---|---|---|
| Apex Trader FundingIntraday Trail · Standard | One-timeList price · + funded activation fee | $167 | $249 | $790 | $1,190 |
| With CHAMP (−90%) | Our math | $16.70 | $24.90 | $79 | $119 |
| Apex Trader FundingIntraday Trail · No activation fee | One-timeList price | $690 | $490 | $590 | $1,890 |
| With CHAMP (−90%) | Our math | $69 | $49 | $59 | $189 |
| Apex Trader FundingEOD Trail · Standard | One-timeList price · + funded activation fee | $490 | $590 | $1,190 | $2,190 |
| With CHAMP (−90%) | Our math | $49 | $59 | $119 | $219 |
| Apex Trader FundingEOD Trail · No activation fee | One-timeList price | $1,090 | $1,190 | $1,590 | $2,490 |
| With CHAMP (−90%) | Our math | $109 | $119 | $159 | $249 |
| Lucid TradingPro | Confirm at checkoutWith CHAMP (Oct 5 check) | $70.60 | $115.40 | $180.40 | $245.50 |
| Lucid TradingFlex | Confirm at checkoutWith CHAMP (Oct 5 check) | $50.30 | $90.20 | $170.60 | $250.40 |
| Lucid TradingDirect | One-timeWith CHAMP (Oct 5 check) | $230.30 | $360.50 | $490.00 | $585.20 |
Apex Trader Funding: CHAMP is 90% off in our deal data. Lucid Trading: the prices shown already include CHAMP, as seen at checkout on Oct 5, 2026 (Lucid's site blocked our Oct 23 re-check), and we haven't confirmed whether its evaluations renew monthly. "With CHAMP" rows are our arithmetic on that rate; the checkout price is what counts.
Apex's site blocked our October re-check, so these are its list prices from our earlier audits. Two Intraday Trail No-Activation prices don't follow the pattern: 25K ($690) is above 50K ($490), and 100K ($590) is below the 100K Standard build ($790). We couldn't confirm them, so check the price at checkout.
At 50K, 90% off would make Apex's Intraday Trail $24.90 (Standard, plus the activation fee) or $49 (No-Activation), against $115.40 for Lucid Pro. Apex evaluations have no resets (an evaluation stays active for 30 days); Lucid Pro resets cost $70 to $245.
Which pays out faster? LucidDaily, if you mean frequency: you can request every day. Apex pays every 5 trading days, and each payout needs 5 qualifying days. Lucid Pro and Direct have no fixed window; you request once you're eligible, and Lucid sends approved funds within 2 business days. Apex pays you 100% of an approved payout; Lucid pays 90%.
| Plan · sizes | Split (trader / firm) | When you can request | Max per payout |
|---|---|---|---|
| Apex Trader FundingIntraday Trail25K · 50K · 100K · 150K | 100% — no split | Every 5 trading days | Capped per payout: $1,000·$1,500·$2,000·$2,500 (1st) → up to $5,000 by 6th · max 6 · min $500 |
| Apex Trader FundingEOD Trail25K · 50K · 100K · 150K | 100% — no split | Every 5 trading days | Capped per payout: $1,000·$1,500·$2,000·$2,500 (1st) → up to $5,000 by 6th · max 6 · min $500 |
| Lucid TradingPro25K · 50K · 100K · 150K | 90% Trader / 10% Lucid | On request once eligible (3+ profit days in practice) | Capped in sim-funded: $1,000·$2,000·$2,500·$3,000 (1st) → $1,500·$2,500·$3,000·$3,500 (2nd+) |
| Lucid TradingFlex25K · 50K · 100K · 150K | 90% Trader / 10% Lucid | After 5 profit days (no fixed window) | 50% of cycle, capped $1,000·$2,000·$2,500·$3,000 · min $500 · no buffer |
| Lucid TradingDaily25K · 50K · 100K · 150K | 90% Trader / 10% Lucid | Daily | No per-payout cap above buffer · $500 min · max daily sim profit $6K·$8K·$10K·$12K (then moved live) |
| Lucid TradingDirect25K · 50K · 100K · 150K | 90% Trader / 10% Lucid | On request once eligible (5+ profit days in practice) | Capped: $1,000·$2,000·$2,500·$3,000 (payouts 1-3) → $1,000·$2,500·$3,000·$3,500 (4-5) |
"Max per payout" is the most one request can withdraw in the sim-funded stage, by account size. Caps, buffers and minimums change often; confirm in your dashboard before you plan around them.
Apex's site blocked our October check, so its payout rules come from our September audit and search-engine excerpts of its help center. The caps for payouts 2-5 are the least certain figure. Confirm in your dashboard.
Apex's cap rises over the life of a PA, from $1,000 to $2,500 on the first payout to $1,000 to $5,000 by the sixth, and the PA closes after 6 payouts. Lucid Pro's cap rises after the first payout (to $1,500 to $3,500), and Lucid Direct's after the third.
It comes down to Apex's discount and 100% payout versus Lucid's end-of-day drawdown, optional DLL and payout frequency.
Check each firm's full rulebook and current pricing before you buy, or line them up against the rest of the field.
