Both pay 90/10, both use end-of-day drawdown on most plans, and each has a daily-payout plan and a no-evaluation plan. The differences are in the daily loss limit, the consistency rules, the payout caps and how you pay.
Lucid Trading is the more configurable of the two. The daily loss limit is optional on Pro, Flex and Daily, the Pro evaluation has no consistency rule (so it can be passed in a day), and LucidDaily lets you request a payout every day with no per-payout cap above the buffer. Lucid's evaluations have free activation. The trade-offs: funded Pro accounts check 40% consistency, LucidDaily's funded drawdown is intraday and red-folder news is a hard breach there, and you can hold at most 5 funded accounts per household across every Lucid type.
Tradeify is the simpler buy. Every plan is a one-time payment with no activation fee, and the Select evaluation has no daily loss limit. Once you pass Select you choose Daily payouts (capped at $600 to $2,500 per payout) or Flex (no DLL, capped at $1,250 to $4,500, paid on a 5-day cycle). Growth has no evaluation consistency rule but does have a DLL and a 35% funded rule. Tradeify publishes a $350M+ payout total; we haven't been able to verify Lucid's figure yet.
Want an optional daily loss limit and daily payouts with no per-payout cap? Lucid. Want one-time pricing with no activation fee and a no-DLL evaluation? Tradeify Select.
Each firm's headline plan, row by row. Highlighted rows are where the two differ; the plan-by-plan tables below cover every account type.
Lucid Trading Pro
Tradeify GrowthEach firm sells four ways in, and they pair up neatly. The cards match them; the tables below give every plan's rules and payouts by size.
1-day-pass evaluations
Neither checks consistency in the evaluation. Pro's DLL is optional (none at 25K); Growth has one at every size ($600 to $3,750). Once funded, Pro checks 40% consistency and Growth 35%. Pro's 25K target is lower ($1,250 vs $1,500); Growth gives more drawdown at 100K and 150K ($3,500 and $5,000 vs $3,000 and $4,500).
No consistency rule once funded
Both evaluations check 40% consistency (each firm sells a 50% add-on) and neither checks it once funded. Lucid Flex pays after 5 profit days, 50% of profit up to $1,000 to $3,000, for up to 5 payouts before moving you live. Select Flex has no DLL in the evaluation or when funded and caps each payout at $1,250 to $4,500.
Daily payouts
LucidDaily lets you request daily once your profit clears the buffer, with no per-payout cap; reaching the max daily sim profit ($6K to $12K) moves you live. Its funded drawdown is intraday. Select Daily caps each payout at $600 to $2,500, adds a funded DLL ($500 to $1,750) and keeps end-of-day drawdown.
No evaluation
Almost the same design: a $1,500 / $3,000 / $6,000 / $9,000 profit goal before the first payout, 20% consistency to start (Lightning rises to 25%, then 30%), and the same caps for payouts 1-3. Lightning's minimum request is $1,000 against Lucid's $500, and it gives a little more drawdown at 100K and 150K.
| Plan · sizes | Profit target | Max drawdown | Daily loss limit | Consistency | Min. days |
|---|---|---|---|---|---|
| Lucid TradingPro25K · 50K · 100K · 150K | $1,250 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $3,000 · $4,500EOD | None (25K) · $1,200 · $1,800 · $2,700 (optional) | None eval · 40% funded | 1-day pass · no fixed payout window |
| Lucid TradingFlex25K · 50K · 100K · 150K | $1,250 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $3,000 · $4,500EOD | Optional (amount set at purchase) | 40% eval (50% add-on) · none funded | 5 profit days · 5 to payout |
| Lucid TradingDaily25K · 50K · 100K · 150K | $1,250 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $3,000 · $4,500EOD or Intraday (choose) · Intraday funded | Optional (amount set at purchase) | 40% eval (50% add-on) · none funded | Daily payouts |
| Lucid TradingDirect25K · 50K · 100K · 150K | Straight to funded | $1,000 · $2,000 · $3,500 · $5,000EOD | None · $1,200 · $2,100 · $3,000 | 20% | No fixed min (20% consistency ⇒ 5+ profit days) |
| TradeifyGrowth25K · 50K · 100K · 150K | $1,500 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $3,500 · $5,000EOD | $600 · $1,250 · $2,500 · $3,750 | None eval · 35% funded | 1 |
| TradeifySelect — Daily Path25K · 50K · 100K · 150K | $1,500 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $2,500 · $3,500EOD | None eval · $500 · $1,000 · $1,250 · $1,750 funded | 40% eval · none funded | 3 |
| TradeifySelect — Flex Path25K · 50K · 100K · 150K | $1,500 · $3,000 · $6,000 · $9,000 | $1,000 · $2,000 · $3,000 · $4,500EOD | None | 40% eval · none funded | 3 |
| TradeifyLightning25K · 50K · 100K · 150K | Straight To Funded | $1,000 · $2,000 · $4,000 · $5,250EOD | None (25K) · $1,250 · $2,500 · $3,000 | 20% / 25% / 30% (P1 / P2 / P3+) | Instant Funded |
Values by account size, smallest to largest, from each firm's plan rules in our Oct 2026 data. "Funded" (or "qualified") means the sim-funded stage after you pass.
Tradeify is one-time on every plan, with no activation fee. Its prices below are list prices; code CHAMP is applied at checkout. Lucid's prices are the CHAMP prices we saw at our last check, so they already include the discount. Lucid's evaluations (Pro, Flex and Daily) have free activation, and LucidDaily is priced at checkout because you configure it.
| Plan | Billing | 25K | 50K | 100K | 150K |
|---|---|---|---|---|---|
| Lucid TradingPro | Confirm at checkoutWith CHAMP (last check) | $70.60 | $115.40 | $180.40 | $245.50 |
| Lucid TradingFlex | Confirm at checkoutWith CHAMP (last check) | $50.30 | $90.20 | $170.60 | $250.40 |
| Lucid TradingDirect | One-timeWith CHAMP (last check) | $230.30 | $360.50 | $490.00 | $585.20 |
| TradeifyGrowth | One-timeList price | $99 | $145 | $255 | $369 |
| TradeifySelect | One-timeList price | $109 | $165 | $265 | $369 |
| TradeifyLightning | One-timeList price | $345 | $492 | $660 | $796 |
Lucid Trading: the prices shown already include CHAMP, as last seen at checkout (Lucid's site blocked our October re-check), and we haven't confirmed whether its evaluations renew monthly. Tradeify: CHAMP is applied at checkout; the firm doesn't publish a fixed rate. The checkout price is what counts.
At 50K, Lucid Flex ($90.20) and Lucid Pro ($115.40) came in under Tradeify Growth's $145 list price, but Tradeify's CHAMP discount comes off at checkout and isn't published, so compare the final prices; the deals page lists both. If you fail, resets cost $60 to $229 on Tradeify Growth and $75 to $239 on Select, against $70 to $245 on Lucid Pro and $50 to $250 on Flex.
Which pays out faster? On paper, the two daily plans: LucidDaily and Tradeify Select Daily both let you request every day. Lucid's other plans have no fixed payout window (you request once the profit goal, profit days or consistency rule is met), while Tradeify's Growth, Select Flex and Lightning run on a 5-day cycle. Lucid says approved funds are sent within 2 business days. Both firms pay the trader 90%.
| Plan · sizes | Split (trader / firm) | When you can request | Max per payout |
|---|---|---|---|
| Lucid TradingPro25K · 50K · 100K · 150K | 90% Trader / 10% Lucid | On request once eligible (3+ profit days in practice) | Capped in sim-funded: $1,000·$2,000·$2,500·$3,000 (1st) → $1,500·$2,500·$3,000·$3,500 (2nd+) |
| Lucid TradingFlex25K · 50K · 100K · 150K | 90% Trader / 10% Lucid | After 5 profit days (no fixed window) | 50% of cycle, capped $1,000·$2,000·$2,500·$3,000 · min $500 · no buffer |
| Lucid TradingDaily25K · 50K · 100K · 150K | 90% Trader / 10% Lucid | Daily | No per-payout cap above buffer · $500 min · max daily sim profit $6K·$8K·$10K·$12K (then moved live) |
| Lucid TradingDirect25K · 50K · 100K · 150K | 90% Trader / 10% Lucid | On request once eligible (5+ profit days in practice) | Capped: $1,000·$2,000·$2,500·$3,000 (payouts 1-3) → $1,000·$2,500·$3,000·$3,500 (4-5) |
| TradeifyGrowth25K · 50K · 100K · 150K | 90% Trader 10% Tradeify | 5 days (funded) | Capped: $1,000·$1,500·$2,000·$2,500 (1st) → $1,000·$3,000·$4,000·$5,000 (4+) |
| TradeifySelect — Daily Path25K · 50K · 100K · 150K | 90% Trader 10% Tradeify | Daily | $600 · $1,250 · $1,750 · $2,500 |
| TradeifySelect — Flex Path25K · 50K · 100K · 150K | 90% Trader 10% Tradeify | 5 days | $1,250 · $2,500 · $3,500 · $4,500 |
| TradeifyLightning25K · 50K · 100K · 150K | 90% Trader 10% Tradeify | 5 days (no fixed min days; profit goal + consistency) | Capped: $1,000·$2,000·$2,500·$3,000 (payouts 1-3) → $1,000·$2,500·$3,000·$3,500 (4+) · min $1,000 |
"Max per payout" is the most one request can withdraw in the sim-funded stage, by account size. Caps, buffers and minimums change often; confirm in your dashboard before you plan around them.
Tradeify's help center blocked our October check, so its per-payout caps, minimums and buffers come from search-engine excerpts of that help center; its prices, splits, frequency and drawdowns were read on tradeify.co. Confirm in your dashboard.
Caps rise as you go at both firms: Lucid Pro's goes up after the first payout, and Tradeify Growth's rises through the fourth (to $5,000 on 150K). LucidDaily has no per-payout cap above the buffer, but reaching the max daily sim profit moves the account live.
How many accounts? Lucid allows up to 10 evaluations and 5 funded accounts per household, counting every Lucid type together (for example 3 Direct and 2 Pro), and permits trade copiers. Tradeify allows 5 sim-funded accounts per person and per household in any mix of Growth, Select and Lightning; copying trades across your own accounts is allowed as long as positions don't oppose each other, and copying between people isn't.
Platforms. Lucid runs on Tradovate, NinjaTrader, TradingView, TradeSea, MotiveWave and Quantower, plus six more CQG and Rithmic platforms. Tradeify runs on Tradovate, WealthCharts and Tradesea / Rithmic.
Trading rules worth knowing. Lucid requires positions flat by 4:45 PM EST, and LucidDaily treats red-folder news as a hard breach on funded accounts. On Tradeify funded accounts, at least half of your profit must come from trades held longer than 10 seconds, and you must trade at least once per calendar week.
Both pay 90/10 and both have daily-payout and no-evaluation plans. The choice comes down to the daily loss limit, the caps and how you want to pay.
Check each firm's full rulebook and current pricing before you buy, or line them up against the rest of the field.
